Care Home Mortgages

Experience with regulated sectors

Secure the financing you need for your care home venture with Alpha Capital. As a leading provider of tailored mortgage solutions, we specialize in assisting care home operators in obtaining the funding necessary to succeed in this growing industry. Whether you are a new entrant, an existing operator, or a group looking to expand, our expert team is here to guide you every step of the way.

  • Funding based on Freehold & Trading Valuation
  • Apply from £50,000 to £25,000,000
  • Fixed rate and Variable rate options available
  • Terms from 1 – 25 years
  • Lender arrangement fees can be added to loan
  • Margins starting from 2% over Base Rate 

Comprehensive and Impartial Advice

At Alpha Capital, we pride ourselves on offering impartial advice that is fully independent and tailored to your specific needs. Our team has extensive knowledge and experience in the care home sector, enabling us to provide valuable insights and guidance. Whether you require assistance with refinancing, acquisitions, capital raises, buyouts, developments, expansions, or debt restructuring, we have you covered.

Access to the Entire Lending Market

With Alpha Capital, you gain access to the entire lending market, ensuring that you have access to the most competitive funding options available. We work with a wide range of lenders, including specialist lenders, private banks, introducer only lenders, and exclusive challenger bank options. Our extensive network allows us to source high-quality commercial finance solutions tailored to your unique requirements.

Support for New, Existing, and Group Operators

No matter your experience level or business size, Alpha Capital offers a comprehensive service designed to address the specific circumstances of care home operators. For new operators entering the care sector, we provide invaluable support and guidance to help you navigate the complexities of starting a care home business successfully.

Flexible Loan Options and Competitive Rates

When it comes to financing your care home, Alpha Capital offers a range of loan options to suit your needs. From commercial mortgages and large business loans to working capital loans and management buyout finance, we have the expertise to secure the funding you require. Our loan amounts range from £25,000 to £25 million, providing the flexibility necessary to support projects of varying scales.

Expert Guidance for Successful Loan Applications

Applying for a commercial loan can be a complex process, but with Alpha Capital, you’re in safe hands. Our team of finance experts will assist you throughout the loan application process, ensuring that you have the best chance of success. We understand the key information lenders require, such as evidence of business performance, trading accounts, a deposit, proof of experience, income projections, credit history, additional security, and a solid business plan.

Embrace the Opportunities in the Care Industry

The care industry presents lucrative opportunities for both first-time buyers and experienced operators. With the UK’s ageing population on the rise, the demand for care homes is projected to increase significantly in the coming years. At Alpha Capital, we recognize this trend and are dedicated to helping entrepreneurs and investors capitalize on the growing market.

Our Clients Say

Real Estate, Healthcare (Care Homes/ Dental/ GPs/ Children’s Nurseries/ Pharmacy), Commercial Finance. We can arrange a variety of business and commercial finance to meet your objectives.

Real Estate, Healthcare (Care Homes/ Dental/ GPs/ Children’s Nurseries/ Pharmacy), Commercial Finance. We can arrange a variety of business and commercial finance to meet your objectives.